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Dorene E. Newman
Mtg. Lender MtPleasant/Midland
Phone: (989) 773-8873
Fax: (989) 773-5533
Email: dorene.newman@ncmc.com

You Can Apply Online Right Now

Reward Yourself!

Click the link below to learn how you can earn
50,000 Points with your National City Mortgage.

Get 50,000 Points With a Mortgage from National City

About Dorene Newman...

Whether you are a first-time homebuyer with minimal funds or are searching for the best rates on a jumbo loan, with more than 12 years of lending experience I will help you with the exact financing plan that's best for you.

I provide lending for Conforming and Non-conforming purchases and refinances, Construction loans, FHA, VA, and MSHDA loans.

If you are looking for fast, friendly service, call me today!

First Home?
Vacation Home?Remodeling?
Cash Out Equity?Construction Loan?

Whatever you need, the possibilities are endless and I can make them happen!

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Mortgage Documents

- W-2 Forms (2 most recent)

- Two current pay-check stubs

- Tax Return for the past year

- Bank Statements (previous two months)

- Stocks owned, or certificates

- Purchase & Sale Agreement (when available)

- Divorce decree

- Relocation contract, if applicable

- Bankruptcy papers, including discharge, if applicable and less than 10 years.

- Additional income you would like us to consider in approving your financing

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How much can I borrow?	How much will my payments be?	Fixed or adjustable rate?	Should I pay points to lower the rate?	Which is better - 15 or 30 years?
How much for my downpayment?	Should I refinance?	What are refinancing costs?	How can I reduce mortgage payment?	Which loan is better?
How do extra payments help?	What home can I afford?	Obtaining a pre-qualification	Selling your home	Negotiating a lower price
Downpayment Assistance	Refinancing Options	Documents you will need	Compare Mortgages	Bi-Weekly Mortgages

*All purchase money mortgages and refinanced first mortgages offered by National City Mortgage, a division of National City Bank, are eligible, but only one 50,000 point reward is available for each points from National City account. Certain conditions apply. Mortgage loans are subject to credit approval and property appraisal. Mortgage programs are subject to change without notice.

Contact Information:
St. Johns
805 S. US 27
St. Johns, MI 48879

Phone:	(989) 773-8873
Fax:	(989) 773-5533

Email: dorene.newman@ncmc.com