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Patty Zerbst
Loan Officer
Phone: (843) 553-0410 ext. 339
Fax: (843) 824-9269
Email: patty.zerbst@ncmc.com





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Member of the Platinum Circle - A group of the most talented, dedicated Mortgage Consultants at National City Mortgage.

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Buying a Home Is One of the Biggest Decisions in Your Life!

I am a mortgage banker focused on people! I am an expert in assisting families in choosing the right financing for their home purchase. With several years of experience I know just how to get your loan -even if your credit is not so perfect. I meet my clients at their convenience whether at their office, the real estate office, or my office. I am a dedicated Loan Officer of National City Mortgage, a solid company with a proud 150 year history of assisting the homebuyer in obtaining The American Dream. 
Call me today at (843) 553-0410 ext. 339 for fast, friendly "no hassle" service.

Which Type of Loan Is
 Right for You?
 

We Offer 200+ Products
Click Here for more details


Loan Type

Advantages

Fixed Rate

Interest rates or principal and interest payments that stay the same for the life of your loan - 10, 15, 20 and 30 year terms

Adjustable Rate

Qualify for a higher mortgage and enjoy a lower initial interest rate and payment

Adjustment periods vary depending on which product you choose

Affordable Housing Programs

Great for first-time homebuyers. Little or no down payment required with potentially lower interest rates.

Jumbo Loans

Choice of a fixed or adjustable rate.  Mortgage interest may be leveraged as a tax deduction (Consult a tax advisor on the deductibility of interest.)

FHA/VA Loans

Little or no down payment required.  Great for first-time homebuyers with a choice of a fixed or adjustable rates.   

Programs subject to change without notice.

 

 

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  How Much Can I Borrow?

How Much Will My Payments Be?

Fixed or Adjustable Rate?

How Much for my Downpayment?

 Should I Refinance?

What Are Refinancing Costs?

How Do Extra Payments Help?

What Home Can I Afford?

Obtaining a Pre-Qualification

 Refinancing Options 

 How to Read a Credit Report

 Should I Pay Points to Lower the Rate?

How Can I Repair My Credit?

 Negotiating A Lower Price

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Which is Better - 15 or 30 Years?

Downpayment Assistance

We Say "Yes!" More Often

Many people are hesitant to inquire about a mortgage.  Many of our loans are approved on the spot during your first meeting. We offer a full range of traditional loans:

  • Conventional Loans
  •  Government programs
  •  No money down programs
  •  Interest only
  •  First time homebuyers programs




Contact Information:
Charleston
7301 Rivers Ave
Suite 241
North Charleston, SC 29406-0000
Phone: (843) 553-0410 ext. 339
Fax: (843) 824-9269
Email: patty.zerbst@ncmc.com