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Kristie Miner
Mortgage Loan Originator
Phone: (740) 702-2006
Toll Free: (800) 862-3738
Pager: (614) 673-0054
Fax: (866) 630-4631
Email: kristie.miner@ncmc.com

You Can Apply Online Right Now

Reward Yourself!

Click the link below to learn how you can earn
50,000 Points with your National City Mortgage.

Get 50,000 Points With a Mortgage from National City

About Kristie Miner...

Finding the right financing can be one of the most stressful parts of buying a new home. I can help you make the right decision. My primary goal is to make financing the easy part of the process. I will help you choose a plan that best meets your present and long-term budgeting needs. I will be happy to pre-qualify you at your convenience, so you will know how much house to shop for, what monthly payment you can afford, and how the mortgage application process actually works.

As the 8th largest mortgage company in the United States, National City Mortgage provides our customers with a wide variety of financing options such as:

Conventional
FHA
VA
Adjustable Rates
Construction Loans

Before you begin your search for a new home, I hope you will call me for a complimentary homebuyer's package and free consultation. I have been in the mortgage industry for more than 8 years and I am proud to guarantee prompt, personal service.

Let Me Be Your Mortgage Loan Specialist For Life!

First Home?
Vacation Home?Remodeling?
Cash Out Equity?Construction Loan?

Whatever you need, the possibilities are endless and I can make them happen!

Compare Mortgages

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It's confusing.

ARM loan?
Conventional?
No Doc?
Which is right for you?

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The quicker we get started, the quicker we can make your dream
of homeownership a reality.

Click the "Start App" button to access our online application.
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Mortgage Documents

- W-2 Forms (2 most recent)

- Two current pay-check stubs

- Tax Return for the past year

- Bank Statements (previous two months)

- Stocks owned, or certificates

- Purchase & Sale Agreement (when available)

- Divorce decree

- Relocation contract, if applicable

- Bankruptcy papers, including discharge, if applicable and less than 10 years.

- Additional income you would like us to consider in approving your financing

Have You Checked Out National City Bank?

National City Bank is a preeminent financial service provider throughout the Midwest.
Wealth Management Service - Trust these professional asset managers to safeguard your future.
Checking -The bank offers plans to suit your lifestyle!
Points Rewards - Earn Rewards for your accounts
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Take Advantage of This Valuable Free Information for Homebuyers

How much can I borrow?	How much will my payments be?	Fixed or adjustable rate?	Should I pay points to lower the rate?	Which is better - 15 or 30 years?
How much for my downpayment?	Should I refinance?	What are refinancing costs?	How can I reduce mortgage payment?	Which loan is better?
How do extra payments help?	What home can I afford?	Obtaining a pre-qualification	Selling your home	Negotiating a lower price
Downpayment Assistance	Refinancing Options	Documents you will need	Compare Mortgages	Bi-Weekly Mortgages

*All purchase money mortgages and refinanced first mortgages offered by National City Mortgage, a division of National City Bank, are eligible, but only one 50,000 point reward is available for each points from National City account. Certain conditions apply. Mortgage loans are subject to credit approval and property appraisal. Mortgage programs are subject to change without notice.

Contact Information:
Chillicothe
16 South Paint Street
Chillicothe, OH 45601

Phone:	(740) 702-2006
Toll Free:	(800) 862-3738
Pager:	(614) 673-0054
Fax:	(866) 630-4631

Email: kristie.miner@ncmc.com

Area Served:
Serving all of Ross County