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Mortgage Documents
- W-2 Forms (2 most recent)
- Two current pay-check stubs
- Tax Return for the past year
- Bank Statements (previous two months) - Stocks owned, or certificates
- Purchase & Sale Agreement (when available)
- Divorce decree
- Relocation contract, if applicable
- Bankruptcy papers, including discharge, if applicable and less than 10 years.
- Additional income you would like us to consider in approving your financing
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First-time Homebuyer Specialist
Certified Ameridream Specialist
I moved from a small New England town in Massachusetts to booming St. Lucie County, Florida in 1997, where real estate is the talk of the town. I've been with Harbor Federal Savings Bank, now National City Mortgage since then. Mortgages are my expertise.
I specialize in Purchase, Refinance, Construction loans, First Time Homebuyer Programs, Florida Housing Assistance Programs, i.e., SHIP (State Housing Initiative Partners) and Florida Housing Bond Programs, as well as, all residential mortgage loan products including, conventional, FHA, VA and non-conforming loan products.
Do you need down payment or closing cost assistance? ASK ME HOW TO QUALIFY!
I'm a member of Women's Council of Realtors and Treasure Coast Builders Association of St. Lucie County, Florida.
My accomplishments are:
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Member of Harbor Federal Savings Bank's "Million Dollar Club" from 1999-2006
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Recipient of the "Million Dollar Sales Achievement" Award 2006
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Recipient of the "Silver Award" for Top Producer Residential Lending 2004-2005
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"Top Achiever" for Residential Loans 2003
IF WE OFFER IT, I PROCESS IT!
No loan is too difficult. I'll team up with you to select the perfect loan product for you, to get through the loan process and through the closing.
I'm available 7 days a week I love my job and working with people, so call me direct at (772) 240-7111 or (772) 370-3026 |