Home > Locations
  National City Mortgage  
Locations
 
ContactUs
 
Careers
 
Search
   

Se Habla Español
Account Information
Calculators
Download Application
Make Your Last Payment
Mortgage Consultant Home Page
Mortgage Office Home Page
Review Your Payment Options
                     
 
 
 
 
Tammy Ross
AVP / Senior Residential Loan Officer
Phone: (772) 370-3026
Cell Phone: (772) 370-3026
Fax: (772) 398-2510
Email: Tammy.Ross@ncmc.com





First Time Homebuyer Expert!

How much
can I borrow?

How much will
my payments be?
Fixed or
adjustable rate?
Should I pay points
to lower the rate?
Which is better -
15 or 30 years?

How much for
my downpayment?

Should I refinance? What are refinancing costs? How can I reduce mortgage payment? Which loan
is better?

How do extra payments help?

What home
can I afford?
Obtaining a
pre-qualification
Selling your home Negotiating a
lower price

Downpayment Assistance

Refinancing Options Documents you
will need
Compare Mortgages Bi-Weekly Mortgages

Latest Finance Stories

Finance Stories by MortgageLoan.com

Compare Mortgages

Click here for a Mortgage Comparison

 

It's confusing.
 
ARM loan?
Conventional?
  No Doc? 
Which is right for you?


Apply Online

The quicker we get started, the quicker we can make your dream
of homeownership a reality.

Click the "Start App" button to access our online application.  
It's easy and it's fast. 

Let's Get Started!


Mortgage Documents

 - W-2 Forms (2 most recent)

- Two current pay-check stubs 

- Tax Return for the past year

- Bank Statements (previous two 
  months)
- Stocks owned, or certificates

- Purchase & Sale Agreement
  (when available)

- Divorce decree

- Relocation contract, if applicable

- Bankruptcy papers, including
  discharge, if applicable and less 
  than 10 years.

- Additional income you would like
  us to consider in approving your
  financing

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

First-time Homebuyer Specialist

Certified Ameridream Specialist

I moved from a small New England town in Massachusetts to booming St. Lucie County, Florida in 1997, where real estate is the talk of the town.  I've been with Harbor Federal Savings Bank, now National City Mortgage since then.  Mortgages are my expertise.

I specialize in Purchase, Refinance, Construction loans, First Time Homebuyer Programs, Florida Housing Assistance Programs, i.e., SHIP (State Housing Initiative Partners) and Florida Housing Bond Programs, as well as, all residential mortgage loan products including, conventional, FHA, VA and non-conforming loan products.

Do you need down payment or closing cost assistance?
ASK ME HOW TO QUALIFY!

I'm a member of Women's Council of Realtors and Treasure Coast Builders Association of St. Lucie County, Florida.

My accomplishments are:

  • Member of Harbor Federal Savings Bank's "Million Dollar Club" from 1999-2006
  • Recipient of the "Million Dollar Sales Achievement" Award 2006
  • Recipient of the "Silver Award" for Top Producer Residential Lending 2004-2005
  • "Top Achiever" for Residential Loans 2003

IF WE OFFER IT, I PROCESS IT!

No loan is too difficult.
I'll team up with you to select the perfect loan product for you, to get through the loan process and through the closing.

I'm available 7 days a week
I love my job and working with people, so call me
direct at (772) 240-7111 or (772) 370-3026



Contact Information:
Veterans Memorial
2400 SE Veterans Memorial Pkwy
Port St. Lucie, FL 34952
Phone: (772) 370-3026
Cell Phone: (772) 370-3026
Fax: (772) 398-2510
Email: Tammy.Ross@ncmc.com